⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →

University of Florida vs University of Southern California

Funding gap comparison

University of Florida

, FL

Business (MBA)

Annual COA
$50,124
Federal Cap
$20,500
Annual Gap
$29,624
Total Program Cost
$100,248
Total Gap
$59,248
Years
2
Classification
Graduate
Tuition
$31,869/yr
Fees
$500/yr
Living Expenses
$17,755/yr
VS

University of Southern California

, CA

Business (MBA)

Annual COA
$95,904
Federal Cap
$20,500
Annual Gap
$75,404
Total Program Cost
$191,808
Total Gap
$150,808
Years
2
Classification
Graduate
Tuition
$66,066/yr
Fees
$1,794/yr
Living Expenses
$28,044/yr

University of Southern California has a $45,780 larger annual funding gap than University of Florida.

Frequently Asked Questions

Why do these programs have different funding gaps?

Funding gaps depend on each program's total cost of attendance (tuition, fees, and living expenses) minus the federal loan cap. Programs classified as "professional" have a $50,000 annual cap, while graduate programs are capped at $20,500.

How are these costs calculated?

Costs include tuition, mandatory fees, and estimated living expenses (housing, food, books, transportation, and personal expenses). These are based on published 2025-26 rates and official cost-of-attendance budgets.

What is the OBBBA and how does it affect student loans?

The One Big Beautiful Bill Act (2026) eliminates Grad PLUS loans and replaces them with annual caps: $20,500 for graduate students and $50,000 for professional students. This creates a "funding gap" for programs that cost more than these caps.