About The Gap Funding Group
Our Mission
The Gap Funding Group LLC is building the most comprehensive graduate tuition calculator in the country — covering every program at every accredited institution — to help students and families understand exactly how the new federal loan caps affect them.
What Changed
On July 4, 2025, the One Big Beautiful Bill Act (OBBBA) was signed into law as Public Law 119-21. Starting July 1, 2026, federal Grad PLUS loans are eliminated and replaced with strict borrowing caps. Professional students are capped at $50,000 per year. Graduate students are capped at $20,500 per year. Parent PLUS borrowing is capped at $20,000 per year per child.
Millions of students and families will face a funding gap between what federal loans cover and what school actually costs.
What We Do
We operate a network of 12 websites — each focused on a specific student population — that provide:
- Program-level cost data across 1,866 accredited institutions and 3,500+ programs
- Funding gap calculators that show the exact difference between your cost of attendance and the applicable federal loan cap
- Private lender comparisons to help you find the best rates for the portion federal loans won't cover
Our Data
Our tuition dataset is built from publicly available institutional data, independently collected and verified. We cover medical, nursing, law, business, dental, veterinary, PA, DPT, and all other graduate programs at accredited U.S. institutions.
Company Information
The Gap Funding Group LLC
A Delaware limited liability company
Email: info@gapfundinggroup.com